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What is Frugal?

What is Frugal?

There are certain personal finance truths the average American should accept to build wealth. A total of five in fact; invest early and often, be frugal, collect rent don’t pay it, be diligent, and finally, knowledge is money. Look at any of my material and you’ll know the real estate financial truth is probably my [...]

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Norm Spivey
  • 204
2023 Taxes Final Look

2023 Taxes Final Look

Our 2023 return is filed! Despite my initially positive assessment earlier this year, I discovered several oversights in my tax preparation right up until hitting send. Bottom line, I’m better than I used to be, but it’s abundantly clear that I need the advice of a professional before tax prep season starts. It all comes [...]

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Norm Spivey
  • 310
Budget to Invest

Budget to Invest

I can imagine during this period of inflation, many have asked “why budget”. With ridiculous prices on just about everything, many folks monthly budget may be designed just to meet basic needs. As inflation seems to be taking baby steps towards improving, I think it is important to revisit the “why” behind creating a personal [...]

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Norm Spivey
  • 113
First Look at 2023 Taxes

First Look at 2023 Taxes

2023 was the most complex tax year in my life; a scary proposition since I’ve struggled with accurate tax planning since leaving the Army in 2019! Upon first look, it appears I may have gotten lucky and guesstimated our 2023 tax burden fairly accurately. Currently only looking to pay about an extra $1k this April…much [...]

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Norm Spivey
  • 332

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