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Mother’s Day

Mother’s Day

Hard to believe Mother’s Day already came and went! While I consider myself a “mama’s boy” at heart, my mom would probably disagree. For the past 30 plus years since striking out on my own and especially after trying to raise my own family, I haven’t been able to spend a lot of time with [...]

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Norm Spivey
  • 83
Super Saver

Super Saver

Saving one’s hard come by earnings is more than just a byproduct of the frugal life, as shared in earlier blogs, it’s a key characteristic of frugality. Just as the frugal person instinctively looks at every acquisition of a good and service through a need vs. want analyses, the frugal person also instinctively saves as [...]

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Norm Spivey
  • 125
When Wants?

When Wants?

Being frugal requires developing almost a reflexive ability to distinguish between needs and wants. Beyond distinguishing needs and wants, the frugal person must also possess the self-control to ignore the later. Can a frugal person ever give into a want? Of course they can! In my upcoming book, “Being Frugal, A Truth to Build Wealth” [...]

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Norm Spivey
  • 186
Why Frugal?

Why Frugal?

“Why” is always a tough question to answer. In counseling, it is better to never ask a counselee “why” but rather “what” may have caused the behavior or emotion. I will attempt to answer why one should live frugally in just one sentence. Frugal living delays near term personal gratification in order to create financial [...]

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Norm Spivey
  • 219
What is Frugal?

What is Frugal?

There are certain personal finance truths the average American should accept to build wealth. A total of five in fact; invest early and often, be frugal, collect rent don’t pay it, be diligent, and finally, knowledge is money. Look at any of my material and you’ll know the real estate financial truth is probably my [...]

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Norm Spivey
  • 205

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