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Travel Awards

Travel Awards

One thing I got right on my personal financial journey is participating in travel awards programs. Specifically, choosing those brands that are best for me and then sticking with them. I am convinced without travel awards, my family’s current challenges requiring frequent overseas travel to care for sick relatives would be more worrisome. It is [...]

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Norm Spivey
  • 417
Revisiting Frugal Eating

Revisiting Frugal Eating

The cost of food is a major issue these days and with good reason. Whether eating out or buying groceries, food is expensive! For most families, food costs are second only behind housing costs. I think one can still live frugally and enjoy nutritious sustenance. The bottom line, to live frugally, one cannot eat out [...]

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Norm Spivey
  • 259
Rethinking Life Insurance

Rethinking Life Insurance

As I approach retirement in a few years, I can’t help but question my thoughts on life insurance. Bottom line, I’m not a fan! I get a chuckle when I see the ads about life insurance securing a better future- a future that doesn’t include you. In a perfect world, personal wealth should steadily build [...]

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Norm Spivey
  • 324
Finding Value

Finding Value

Value can mean a lot of different things depending on usage, so I’ll start with a general definition of the term as it relates to the frugal life. Value simply means that every one of our hard-earned dollars is spent on goods or services that not only meets a need but is useful, durable and [...]

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Norm Spivey
  • 315

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