April brings brightness into our lives. Finally it’s warm enough to get outside and enjoy nature’s majesty in full bloom. For me, April also serves as the beginning to my favorite season and “living” activity, fishing. This past weekend, I started the process of getting our small boat ready for the water. In early April, [...]
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Owning real estate is an essential way for the average American worker to build wealth. I would assert real estate ownership is a financial truth! One thing is for sure, paying rent an entire adult life will make it difficult to build net worth. Why not get a return on rent money instead of improving [...]
Last week, I introduced the financial truth of frugality and asserted that for the average American, living frugal is necessary to build wealth. I want to stay on the topic of being frugal this week but offer a tactic that can take some of the cheap feeling out of frugality. Fair warning (and I’ll say [...]
I’ve never really made any New Year’s resolutions . Not completely sure why, just really never had time for it. Perhaps it was because, by necessity in my former career, I was required to establish (and achieve) well defined short and long term goals about the things most people normally make resolutions for- tobacco cessation, [...]



