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Estimated Taxes

Estimated Taxes

Understanding taxes has been one of my biggest challenges since transitioning back to the civilian world after a career in the military. It’s been five years, and I am still learning! Like many servicemembers, I remained blissfully ignorant about federal income taxes while on active duty. Now with a civilian job, military retirement income, and [...]

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Norm Spivey
  • 528
Riding the Wave

Riding the Wave

With a stock market that seems to churn every day, yet still hover close to a record high, it may seem impossible to know whether to buy or sell. I say don’t worry about it! If investing for the long haul, use a dollar cost averaging strategy to ride the dips and peaks. If it’s [...]

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Norm Spivey
  • 462
Skip the Savings

Skip the Savings

Only recently have traditional savings accounts started paying respectable interest again. For many years, a savings account paid almost nothing! It is in the super saver’s nature to get the best return on every dime. Many years ago, my wife and I chose to close out our savings account. We maintain only a checking account [...]

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Norm Spivey
  • 494
Super Saver

Super Saver

Saving one’s hard come by earnings is more than just a byproduct of the frugal life, as shared in earlier blogs, it’s a key characteristic of frugality. Just as the frugal person instinctively looks at every acquisition of a good and service through a need vs. want analyses, the frugal person also instinctively saves as [...]

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Norm Spivey
  • 445

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