Posts by: Norm Spivey

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Estimated Taxes

Estimated Taxes

Understanding taxes has been one of my biggest challenges since transitioning back to the civilian world after a career in the military. It’s been five years, and I am still learning! Like many servicemembers, I remained blissfully ignorant about federal income taxes while on active duty. Now with a civilian job, military retirement income, and [...]

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Norm Spivey
  • 529
Riding the Wave

Riding the Wave

With a stock market that seems to churn every day, yet still hover close to a record high, it may seem impossible to know whether to buy or sell. I say don’t worry about it! If investing for the long haul, use a dollar cost averaging strategy to ride the dips and peaks. If it’s [...]

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Norm Spivey
  • 465
Skip the Savings

Skip the Savings

Only recently have traditional savings accounts started paying respectable interest again. For many years, a savings account paid almost nothing! It is in the super saver’s nature to get the best return on every dime. Many years ago, my wife and I chose to close out our savings account. We maintain only a checking account [...]

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Norm Spivey
  • 495
Summer Break

Summer Break

Another summer break is upon us and continuing the trend of the last few years, our family has no solid plans. I’ve lamented in previous blogs about a summer devoid of a vacation. While planning summers is certainly more complex than it used to be, it’s not impossible. There is really no one to blame [...]

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Norm Spivey
  • 381

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