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September 3, 2024September 3, 2024 Living 0

New Home One Year On

Almost exactly one year ago, we closed on our “new” home. To recap, my wife and I are in our 50s and have purchased over a dozen properties together…but this was only the second home we’ve purchased as our primary residence! And it shows. We completed many of the projects on our initial punch list, [...]

Norm Spivey

August 27, 2024 Personal Finance 0

Rethinking Life Insurance

As I approach retirement in a few years, I can’t help but question my thoughts on life insurance. Bottom line, I’m not a fan! I get a chuckle when I see the ads about life insurance securing a better future- a future that doesn’t include you. In a perfect world, personal wealth should steadily build [...]

Norm Spivey

August 20, 2024 Personal Finance 0

Finding Value

Value can mean a lot of different things depending on usage, so I’ll start with a general definition of the term as it relates to the frugal life. Value simply means that every one of our hard-earned dollars is spent on goods or services that not only meets a need but is useful, durable and [...]

Norm Spivey